Core

• Member – $100,000*
• Spouse – $20,000
• Dependent Child – $20,000

• Member – $100,000*
• Spouse – $30,000
• Dependant Child – $4,000

• Please refer to the benefit booklet on specific coverage amounts

• Member – $200,000*

• Please refer to the benefits booklet for specific coverage amounts

• Member Advantage Card
• 100% Reimbursement
• Opioids – Lifetime maximum of
  $5,000 for eligible opioids.
• Smoking Cessation – One (1)
  course treatment up to a maximum
  of $350 per lifetime.
• Medical Cannabis – $1,000 per
  calendar year, $500 Dried Cannabis Maximum
• Vaccinations / Immunizations
  coverage up to a maximum of
  $250 per calendar year.
• Semi-Private Hospital Coverage
  up to a maximum of 120
  consecutive days.

Ambulance:

• Outpatient services.

Nursing:

• Limb braces, crutches, prosthesis services, wheelchair, hospital bed or oxygen equipment.

• Maximum combined benefit of $400 per calendar year for eyeglasses (lenses/frames combined) or Contact Lenses.
• One (1) eye exam within the same calendar year up to a maximum of $100. Eye exam prescriptions will be valid for 24 months from the date of exam.
• Corrective Laser Eye Surgery: $1,500 / once per lifetime.
• Cataract Surgery: Intra-ocular lens
  (IOL) single focal to a maximum of $250 per eye per lifetime; multi-
  focal to a maximum of $600 per eye per lifetime.
• Prior to Cataract Surgery, an Intra-Ocular Lens (IOL) preparation exam reimbursement benefit to be added at $450 per eye, per lifetime

• $1,500 benefit maximum every 36 months for one set of hearing aids when provided by a certified clinical audiologist in Canada including any replacement, repair
  charges and batteries.

• Medical Braces for Wrist, Elbow, Finger, and Ankle to a maximum of $250 per limb once every 3 years

1 pair reimbursed at 50% up to a maximum of $400 every 24 months (must be custom made by a Foot Care Specialist and prescribed by licensed physician (M.D.) or specialist).

• 1 pair every 24 months to an overall maximum of $250.
• Custom made Orthopedic shoes (including repairs) must be prescribed by licensed physician (M.D.) or specialist).

• $200 per visit for eligible services up to a lifetime maximum of $10,000 for dependent children only.
• Treatments by a Speech Therapist must be prescribed by a licensed physician (M.D).

• $100 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year.
• Treatments by a Physiotherapist must be prescribed by a licensed physician (M.D).

• $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

• $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

• $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

• $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year.
• Treatments by a Massage Therapist must be prescribed by a licensed physician (M.D).

• $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

• $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

• $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

• $100 per visit for eligible services up to an overall combined maximum of $1,500 per calendar year.
• Includes treatments by a Clinical Psychologist, Psychoanalyst, Psychotherapist, or Social Worker.

• $3,000 per Calendar Year
• • Diagnostics: exams, x-rays – 100%
  • Endodontics: root canals – 100%
  • Periodontics: root planing and surgery – 100%
  • Preventative: polishing, scaling, fluoride – 100%
  • Dentures: Partial / Complete – 100%
  • Crowns / Bridgework / Implants – 100%
  • Restorative: fillings, crowns – 100%
  • Surgical: extractions, oral surgery – 100%
  • Orthodontics – 60 %
• Orthodontics – $3,000 Lifetime
  Maximum