For Active Members

Replace lost wages in an event you missed work due to a death in the family or the birth of your child.

Claim for all dental care expenses.

Claim for all heath care expenses which includes prescription drugs.

Replace lost wages in an event you missed work due to jury duty.

Financial assistance if you are unable to work due to non-occupational injury or illness.

If you remain totally disabled and have exhausted the Short-Term Disability Benefit.

Claim for all vision care expenses.

Loss of Life caused solely by external, violent, and accidental means.

Loss of Life caused solely by external, violent, and accidental means while on the premises of your employer.

Accidental Dismemberment caused solely by external, violent, and accidental means.

Accidental Dismemberment caused solely by external, violent, and accidental means while on the premises of your employer.

Claim a medical emergency while travelling.

Been hospitalized? Claim for a daily cash benefit for the duration of your hospital stay to cover for parking, room amenities, etc.

Claim in the event of a death.

If you require out of hospital home nursing.

If you become totally and permanently disabled due to an accident.

Claim for your legal needs.

Claim for Critical Illness Diagnosis – Bacterial Meningitis, Benign Brain Tumor, Coma or Stroke.

Claim for Critical Illness Diagnosis – Cancer.

Claim for Critical Illness Diagnosis – Occupational HIV Infection.

Claim for Critical Illness Diagnosis – Kidney Failure Major Organ Transplant or Failure on Waiting List, or Aplastic Anemia.

Claim for Critical Illness Diagnosis – Heart Related Conditions.

Claim for Critical Illness Diagnosis for Dependent Child Only – Cerebral Palsy, Congenital Heart Disease, Cystic Fibrosis, Down Syndrome, Muscular Dystrophy, Type 1 Diabetes.

Claim for Critical Illness Diagnosis – Loss of Sight, Hearing, Speech, Limbs, Independent Existence, Paralysis, Severe Burn.

Claim for Critical Illness Diagnosis – Neurologic Disorders.