Ambulance / Nursing – Extended Health Care
Core BenefitAmbulance:
Outpatient services.
Nursing:
Limb braces, crutches, prosthesis services, wheelchair, hospital bed or oxygen equipment.
- Nursing Services: $5,000 lifetime maximum.
- Retiree / Spouse / Dependent Children
Athletic Therapist – Health Practioners
Core Benefit$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year
Retiree / Spouse / Dependent Children
Canadian Addiction Treatment Centre – Opiod Program
Mental Health & Substance Use BenefitThe Canadian Addiction Treatment Centre Opioid Program is an Outpatient Treatment Service for those looking for confidential opioid therapy and treatment.
Retiree / Spouse / Dependent Children
Cancer Assistance
Wellness BenefitSpecialized cancer care for immediate access to highly trained oncologists and experienced oncology nurses who work with patients and family to ensure right treatment is received.
Retiree / Spouse / Dependent Children
Chiropractor – Extended Health Care
Core Benefit$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year
Retiree / Spouse / Dependent Children
Clinical Psychologist/Social Worker – Extended Health Care
Core Benefit- $100 per visit for eligible services up to an overall combined maximum of $1,500 per calendar year.
- Includes treatments by a Clinical Psychologist, Psychoanalyst, Psychotherapist, or Social Worker.
Retiree / Spouse / Dependent Children
De Novo Program
Mental Health & Substance Use BenefitThe De Novo Program is an alcohol and drug treatment service operated as a partnership between management and unionized members of Ontario’s construction trades.
Retiree / Spouse / Dependent Children
Dental Care
Core BenefitFee Guide: 2025 O.D.A. Fee Guide
Calendar Year Maximum: $3,000 per family member
Implants Calendar Year Maximum: $1,500 per family member
Member Advantage Photo Card: Dental Reimbursement
Orthodontics (Dependent Child Only): 60% – $3,000 Lifetime Maximum
See booklet for specific coverage details.
Retiree / Spouse / Dependent Children
Emergency Out Of Province
Enhanced BenefitBenefit Maximum:
- $5,000,000 Per Trip Maximum under age 80
- $2,500,000 Per Trip Maximum age 80 to age 99
Trip Duration:
- Under age 99 – Trips are limited to a maximum of 90 consecutive days.
- Age 99 & over – Contact LiUNAcare Local 506
- Retiree / Spouse / Dependent Children
- Coverage terminates at the attainment of age 99
Expedited HealthCare
Enhanced BenefitImmediate access to diagnostic scans such as MRI & CT Scans and specialist consultations
Retiree / Spouse / Dependent Children
Group Legal
Legal BenefitGroup Legal Plan Enrollment form prior to claiming for all your legal needs
Retirees
Health Coaching
Wellness Benefit- Confidential one-on-one telephone access to dedicated professional for coaching support.
- Health goals include diabetes, heart health and mindful eating.
- Nutritional Assessments available.
Retiree / Spouse / Dependent Children
HealthCare Navigation
Enhanced Benefit- Health coaching platform with nurse navigator to aid navigating current healthcare system for serious and chronic diseases.
- Single point of contact throughout the diagnosis, treatment, and rehabilitation process.
Retiree / Spouse / Dependent Children
Hearing Aids – Extended Health Care
Core Benefit$1500 every 36 months for one set (including replacement, repairs and batteries).
Retiree / Spouse / Dependent Children
Hospital Cash
Enhanced BenefitDaily Benefit Maximum:
Maximum of $50 per day
Benefits payable after:
3 consecutive days of hospitalization (starts the day you present yourself at the hospital)
Benefit duration:
Maximum of 120 consecutive days
Retiree / Spouse / Dependent Children
Inpatient – Substance Use and Addiction Treatment
Mental Health & Substance Use BenefitThe Inpatient Substance Use and Addiction Treatment is a program for those seeking a residential bed for substance use and alcohol, drug, and prescription medication addiction.
Retirees only
Life Insurance
Core Benefit- Retiree – $20,000
- Spouse – $10,000
- Dependent Child – $10,000
Life Advance Benefit (50%) payable within 48 hours:
- Retiree – $10,000
Retiree / Spouse / Dependent Children
Massage Therapist – Extended Health Care
Core Benefit- $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year
- Treatments by a Massage Therapist must be prescribed by a licensed physician (M.D).
Retiree / Spouse / Dependent Children
Medical Braces – Extended Health Care
Core BenefitMedical Braces for Wrist, Elbow, Finger, and Ankle benefit maximum to increase from $100 per limb to $250 per limb once every 3 years
Retiree / Spouse / Dependent Children
Member Family Assistance Program
Mental Health BenefitConfidential Counseling Services
Retiree / Spouse / Dependent Children
mHEALTH Mental Healthcare
Mental Health & Substance Use Benefit- Confidential Online Platform for virtual real-time Cognitive Behavioral Therapy (CBT) sessions with a psychologist.
- Sessions up to 12 weeks from home via computer or handheld device.
- Access to educational materials.
- Assessments can be shared confidentiality & securely with primary care physicians or counsellors.
Retiree / Spouse / Dependent Children
MYConsult Second Opinion Medical
Enhanced BenefitOnline secured web platform to a medical second opinion program from the expertise of top Cleveland Clinic global specialists for prolonged or chronic illnesses without the time and expense of travel.
Retiree / Spouse / Dependent Children
Naturopath – Extended Health Care
Core Benefit$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year
Retiree / Spouse / Dependent Children
Occupational Therapist – Extended Health Care
Core Benefit$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year
Retiree / Spouse / Dependent Children
Orthopedic Shoes – Extended Health Care
Core Benefit- 1 pair every 24 months to an overall maximum of $250.
- Custom made Orthopedic shoes (including repairs) must be prescribed by licensed physician (M.D.) or specialist).
Retiree / Spouse / Dependent Children
Orthotics – Extended Health Care
Core Benefit1 pair reimbursed at 50% up to a maximum of $400 every 24 months (must be custom made by a Foot Care Specialist and prescribed by licensed physician (M.D.) or specialist).
Retiree / Spouse / Dependent Children
Osteopath – Extended Health Care
Core Benefit$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year
Retiree / Spouse / Dependent Children
Outpatient – Substance Use and Addiction Treatment
Mental Health & Substance Use BenefitThe Outpatient Substance Use and Addiction Treatment is a program for those seeking virtual treatment for substance use and alcohol, drug, and prescription medication addiction.
Retirees Only
Physiotherapist – Extended Health Care
Core Benefit- $100 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year.
- Treatments by a Physiotherapist must be prescribed by a licensed physician (M.D).
Retiree / Spouse / Dependent Children
Podiatrist/Chiropodist – Extended Health Care
Core Benefit$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year
Retirees and eligible dependents
Prescription Drugs – Extended Health Care
Core Benefit- Member Advantage Card
- 100% Reimbursement
- Opioids – Lifetime maximum of $5,000 for eligible opioids.
- Smoking Cessation – One (1) course treatment up to a maximum of $350 per lifetime.
- Medical Cannabis – $500 per calendar year, as per Health Canada Guidelines.
- Vaccinations / Immunizations coverage up to a maximum of $250 per calendar year.
- Semi-Private Hospital Coverage up to a maximum of 120 consecutive days.
- Retiree / Spouse / Dependent Children
- Unlimited lifetime maximum
Self Help Works
Wellness BenefitOnline training program with video- based workshops to help with:
- smoking cessation
- weight loss
- alcohol consumption
- exercise motivation
- stress relief
- diabetes
- sleep restoration and more
Retiree / Spouse / Dependent Children
SMART Program (Substance Management)
Mental Health & Substance Use BenefitThe Substance Management Abuse & Recovery Treatment (SMART) program is a confidential 24-hour, 7-day virtual online substance management and recovery program to assist with all forms of substance abuse.
Retiree / Spouse / Dependent Children
Speech Therapist – Extended Health Care
Core Benefit- $200 per visit for eligible services up to a lifetime maximum of $10,000 for dependent children only.
- Treatments by a Speech Therapist must be prescribed by a licensed physician (M.D).
Dependent Children
vCARE Virtual HealthCare
Core Benefit- Confidential Online Platform for virtual 24/7 non-emergency personalized medical support through the mobile application.
- Instant access to connect with healthcare provider for primary health questions & concerns.
- Fill and refill prescriptions.
- Initiate specialist referrals and lab requisitions.
- Unlimited virtual consultations via text or chat.
- Updates sent securely and confidentiality to primary care physicians with consent.
Retiree / Spouse / Dependent Children
Virtual Home Delivery Pharmacy
Enhanced BenefitConvenience of home delivery for prescription medications sorted into daily packets to ensure correct daily dosage and auto renewing or prescriptions.
Retiree / Spouse / Dependent Children
Vision Care – Extended Health Care
Core Benefit- Maximum combined benefit of $400 per calendar year for eyeglasses (lenses/frames combined) or Contact Lenses.
- One (1) eye exam within the same calendar year up to a maximum of $125. Eye exam prescriptions will be valid for 24 months from the date of exam.
- Corrective Laser Eye Surgery: $1,500 / once per lifetime.
- Cataract Surgery: Intra-ocular lens (IOL) single focal to a maximum of $250 per eye per lifetime; multi- focal to a maximum of $600 per eye per lifetime.
- Prior to Cataract Surgery, an Intra-Ocular Lens (IOL) preparation exam reimbursement benefit to be added at $450 per eye, per lifetime.
Retiree / Spouse / Dependent Children