Select a Benefit Type

Accidental Death

Core Benefit
What is covered?
  • Member – $100,000*
  • Spouse – $30,000
  • Dependant Child – $4,000
Who is covered?
  • Members / Spouse / Dependent Children
  • Coverage terminates at age 70
View Full Benefits Information

Accidental Dismemberment

Core Benefit
What is covered?

Please refer to the benefit booklet on specific coverage amounts.

Who is covered?
  • Members / Spouse / Dependent Children
  • Coverage terminates at age 70
View Full Benefits Information

Ambulance / Nursing – Extended Health Care

Core Benefit
What is covered?

Nursing Services:
$5,000 lifetime maximum.

Ambulance:
Outpatient services.

Nursing:
Limb braces, crutches, prosthesis services, wheelchair, hospital bed or oxygen equipment.

Who is covered?

Members / Spouse / Dependent Children

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Athletic Therapist – Health Practioners

Core Benefit
What is covered?

$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

Who is covered?

Members / Spouse / Dependent Children

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Bereavement Pay

Wage Replacement Benefit
What is covered?

Benefit Maximum:
$200 per day

Benefit Duration:
Maximum of 3 business days within a 10-day period from date of death.

Who is covered?

Members Only

View Full Benefits Information

Canadian Addiction Treatment Centre – Opioid Program

Mental Health & Substance Use Benefit
What is covered?

The Canadian Addiction Treatment Centre Opioid Program is an Outpatient Treatment Service for those looking for confidential opioid therapy and treatment.

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Cancer Assistance

Wellness Benefit
What is covered?

Specialized cancer care for immediate access to highly trained oncologists and experienced oncology nurses who work with patients and family to ensure right treatment is received.

Who is covered?

Members / Spouse / Dependent Children

For More Information, please contact Cancer Assistance at 1-866-599-2720
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Chiropractor – Extended Health Care

Core Benefit
What is covered?

$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Clinical Psychologist/Social Worker – Extended Health Care

Core Benefit
What is covered?

$100 per visit for eligible services up to an overall combined maximum of $1,500 per calendar year.

Includes treatments by a Clinical Psychologist, Psychoanalyst, Psychotherapist, or Social Worker.

Who is covered?

Members / Spouse / Dependent Children

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Critical Illness

Disability Benefit
What is covered?
  • Member – $25,000
  • Spouse – $5,000
  • Dependent Child – $5,000
Who is covered?
  • Members / Spouse / Dependent Children
  • Coverage terminates at age 70
View Full Benefits Information

De Novo Program

Mental Health & Substance Use Benefit
What is covered?

The De Novo Program is an alcohol and drug treatment service operated as a partnership between management and unionized members of Ontario’s construction trades.

Who is covered?

Members / Spouse / Dependent Children

For more information contact Member Services at: 416-506-8841 or visit denovo.ca
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Dental Care

Core Benefit
What is covered?

Calendar Year Maximum: $3,000 (per family member)
Reimbursement: 2025 O.D.A. Fee Guide
Member Advantage Card: Dental Reimbursement
Implant Calendar Year Maximum: $1,500 per family member
Orthodontics (Dependent Child Only): 60% – $3,000 Lifetime Maximum

See booklet for specific coverage details.

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Emergency Out Of Province

Enhanced Benefit
What is covered?

Benefit Maximum:

  • $5,000,000 Per Trip Maximum under age 80
  • $2,500,000 Per Trip Maximum age 80 to age 99

Trip Duration:

  • Under age 99 – Trips are limited to a maximum of 90 consecutive days.
  • Age 99 & over – Contact LiUNAcare Local 506
Who is covered?
  • Members / Spouse / Dependent Children
  • Coverage terminates at the attainment of age 99
View Full Benefits Information

Expedited HealthCare

Enhanced Benefit
What is covered?

Immediate access to diagnostic scans such as MRI & CT Scans and specialist consultations

Who is covered?

Members / Spouse / Dependent Children

For more information contact Member Services at: 416-506-8841
View Full Benefits Information

Group Legal

Legal Benefit
What is covered?

See brochure for full coverage details.

Who is covered?

Members only

View Full Benefits Information

Health Coaching

Wellness Benefit
What is covered?
  • Confidential one-on-one telephone access to dedicated professional for coaching support.
  • Health goals include diabetes, heart health and mindful eating.
  • Nutritional Assessments available.
Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

HealthCare Navigation

Enhanced Benefit
What is covered?
  • Health coaching platform with nurse navigator to aid navigating current healthcare system for serious and chronic diseases.
  • Single point of contact throughout the diagnosis, treatment, and rehabilitation process.
Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Hearing Aids – Extended Health Care

Core Benefit
What is covered?

$1,500 benefit maximum every 36 months for one set of hearing aids when provided by a certified clinical audiologist in Canada including any replacement, repair charges and batteries.

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Hospital Cash

Enhanced Benefit
What is covered?

Benefit Coverage:

  • Daily Benefit Maximum of $150 per day

Benefits payable after:

  • 3 consecutive days of hospitalization (starts the day you present yourself at the hospital)

Benefit duration:

  • Maximum of 120 consecutive days
Who is covered?
  • Members / Spouse / Dependent Children
  • Coverage terminates at age 70
View Full Benefits Information

Inpatient – Substance Use and Addiction Treatment

Mental Health & Substance Use Benefit
What is covered?

The Inpatient Substance Use and Addiction Treatment is a program for those seeking a residential bed for substance use and alcohol, drug, and prescription medication addiction.

Who is covered?

Members Only

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Jury Duty

Wage Replacement Benefit
What is covered?

Benefit Maximum:
$200 per day

Benefit Duration:
Maximum of 100 days.

Who is covered?

Members Only

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Life Insurance

Core Benefit
What is covered?
  • Member – $100,000
  • Spouse – $20,000
  • Dependent Child – $20,000
Who is covered?
  • Members / Spouse / Dependent Children
  • Coverage terminates at the attainment of age 75
View Full Benefits Information

Long Term Disability

Disability Benefit
What is covered?

Weekly Benefit Maximum:
Maximum of $2,000 per month

Benefits are payable (waiting period) from:
52 weeks from the date of disability

Benefit Duration:
Maximum of 10 years, recovery, or the attainment of age 65

Integration:
26 Week Employment Insurance Sickness Benefits

Who is covered?
  • Members Only
  • Coverage terminates at age 65
View Full Benefits Information

Massage Therapist – Extended Health Care

Core Benefit
What is covered?
  • $90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year.
  • Treatments by a Massage Therapist must be prescribed by a licensed physician (M.D).
Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Medical Braces – Extended Health Care

Core Benefit
What is covered?

Medical Braces for Wrist, Elbow, Finger, and Ankle to a maximum of $250 per limb once every 3 years.

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Member Family Assistance Program

Mental Health Benefit
What is covered?

Confidential Counseling Services

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

mHEALTH Mental Healthcare

Mental Health & Substance Use Benefit
What is covered?
  • Confidential Online Platform for virtual real-time Cognitive Behavioral Therapy (CBT) sessions with a psychologist.
  • Sessions up to 12 weeks from home via computer or handheld device.
  • Access to educational materials.
  • Assessments can be shared confidentiality & securely with primary care physicians or counsellors.
Who is covered?

Members / Spouse / Dependent Children

For more information contact Member Services at: 416-506-8841 or register here.
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MYConsult Second Opinion Medical

Enhanced Benefit
What is covered?

Online secured web platform to a medical second opinion program from the expertise of top Cleveland Clinic global specialists for prolonged or chronic illnesses without the time and expense of travel.

Who is covered?

Members / Spouse / Dependent Children

For more information, please contact MyConsult at 1-866-883-5956
View Full Benefits Information

Naturopath – Extended Health Care

Core Benefit
What is covered?

$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Occupational Accidental Death

Core Benefit
What is covered?

Member – $200,000*

Who is covered?
  • Members Only
  • Coverage terminates at age 70
View Full Benefits Information

Occupational Accidental Dismemberment

Core Benefit
What is covered?

Please refer to the benefits booklet for specific coverage amounts.

Who is covered?
  • Members Only
  • Coverage terminates at age 70
View Full Benefits Information

Occupational Therapist – Extended Health Care

Core Benefit
What is covered?

$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Orthopedic Shoes – Extended Health Care

Core Benefit
What is covered?
  • 1 pair every 24 months to an overall maximum of $250.
  • Custom made Orthopedic shoes (including repairs) must be prescribed by licensed physician (M.D.) or specialist).
Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Orthotics – Extended Health Care

Core Benefit
What is covered?

1 pair reimbursed at 50% up to a maximum of $400 every 24 months (must be custom made by a Foot Care Specialist and prescribed by licensed physician (M.D.) or specialist).

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Osteopath – Extended Health Care

Core Benefit
What is covered?

$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

Who is covered?

Members / Spouse / Dependent Children

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Outpatient – Substance Use and Addiction Treatment

Mental Health & Substance Use Benefit
What is covered?

The Outpatient Substance Use and Addiction Treatment is a program for those seeking virtual treatment for substance use and alcohol, drug, and prescription medication addiction.

Who is covered?

Members Only

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Parental Leave

Wage Replacement Benefit
What is covered?

Benefit Maximum:
$200 per day

Benefit Duration:
Maximum of 3 business days.

Who is covered?

Members Only

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Permanent Total Disability Accident

Disability Benefit
What is covered?

Member – $200,000

Who is covered?
  • Members Only
  • Coverage terminates at age 70
View Full Benefits Information

Physiotherapist – Extended Health Care

Core Benefit
What is covered?

$100 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year.

Treatments by a Physiotherapist must be prescribed by a licensed physician (M.D).

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Podiatrist/Chiropodist – Extended Health Care

Core Benefit
What is covered?

$90 per visit for eligible services up to the overall combined practitioner maximum of $1,500 per calendar year

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Prescription Drugs – Extended Health Care

Core Benefit
What is covered?
  • Member Advantage Card
  • 100% Reimbursement
  • Opioids – Lifetime maximum of $5,000 for eligible opioids
  • Smoking Cessation – One (1) course treatment up to a maximum of $350 per lifetime
  • Medical Cannabis – $500 per calendar year, as per Health Canada Guidelines
  • Vaccinations / Immunizations coverage up to a maximum of $250 per calendar year
  • Semi-Private Hospital Coverage up to a maximum of 120 consecutive days
Who is covered?
  • Members / Spouse / Dependent Children
  • Unlimited lifetime maximum
View Full Benefits Information

Self Help Works

Wellness Benefit
What is covered?

Online training program with video- based workshops to help with:

  • smoking cessation
  • weight loss
  • alcohol consumption
  • exercise motivation
  • stress relief
  • diabetes
  • sleep restoration and more.
Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Short Term Disability

Disability Benefit
What is covered?

Weekly Benefit Maximum:
Maximum of $729 per week

Benefits are payable from:
1st day of accident or hospitalization of a minimum of 18 hours
8th day illness / disease / sickness

Benefit Duration:
Maximum of 52 weeks or to the attainment of age 65

Integration:
26 Week Employment Insurance
Sickness Benefits

Who is covered?
  • Members Only
  • Coverage terminates at the attainment of age 65
View Full Benefits Information

SMART Program (Substance Management)

Mental Health & Substance Use Benefit
What is covered?

The Substance Management Abuse & Recovery Treatment (SMART) program is a confidential 24-hour, 7-day virtual online substance management and recovery program to assist with all forms of substance abuse.

Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information

Speech Therapist – Extended Health Care

Core Benefit
What is covered?

$200 per visit for eligible services up to a lifetime maximum of $10,000 for dependent children only.

Treatments by a Speech Therapist must be prescribed by a licensed physician (M.D).

Who is covered?

Dependent Children

View Full Benefits Information

vCARE Virtual HealthCare

Enhanced Benefit
What is covered?
  • Confidential Online Platform for virtual 24/7 non-emergency personalized medical support through the mobile application.
  • Instant access to connect with healthcare provider for primary health questions & concerns.
  • Fill and refill prescriptions.
  • Initiate specialist referrals and lab requisitions.
  • Unlimited virtual consultations via text or chat.
  • Updates sent securely and confidentiality to primary care physicians with consent.
Who is covered?

Members / Spouse / Dependent Children

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Virtual Home Delivery Pharmacy

Enhanced Benefit
What is covered?

Convenience of home delivery for prescription medications sorted into daily packets to ensure correct daily dosage and auto renewing or prescriptions.

Who is covered?

Members / Spouse / Dependent Children

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Vision Care – Extended Health Care

Core Benefit
What is covered?
  • Maximum combined benefit of $400 per calendar year for eyeglasses (lenses/frames combined) or Contact Lenses.
  • One (1) eye exam within the same calendar year up to a maximum of $125. Eye exam prescriptions will be valid for 24 months from the date of exam.
  • Corrective Laser Eye Surgery: $1,500 / once per lifetime.
  • Please refer to the benefit booklet on additional specific coverage amounts.
Who is covered?

Members / Spouse / Dependent Children

View Full Benefits Information